If you have had a motorcycle accident, you'll need to call your insurance firm and let them know what happened. They'll send you some paperwork to complete. It is important to understand that your case will take longer if it was a severe accident. Sometimes, it even takes months to finalize the case. However, the turnaround time depends on various factors including type of insurance, what you need to claim, and the seriousness of the accident. Claim
If the accident was something that didn't involve a road user, then your claim will be filed against your insurance firm. This is the case with wild animals, environment, and so on. Alternatively, if the cause of the accident was some road user, then you can file a claim against his/her insurance policy.
The first off, you need to know whether you have comprehensive coverage or not if you want to file a claim against your own insurance. It is essential to read the small print to make sure what the policy really covers. If you have what is called third party insurance, you'll not get covered. What this insurance covers is the damage caused to a road user. This amount might be huge if the other party is dead or suffered serious injuries. There is another policy called Third Party, Theft and Fire, which covers the other party and you in case of theft or fire.
If you leave your keys in the ignition, or the pannier boxes unlocked, then you're not entitled to claim. It is very difficult to get away with a false claim because insurance companies have lots of experience dealing with similar situations. They'll only pay for genuine claims after all. Most policies don't cover earthquakes, hurricanes, and floods. You'll need to pay extra money to get these types of coverage.
If you're going to claim against the insurance policy of your opponent at fault, you have to contact your insurance firm or a solicitor near your area. This way, you'll avoid counter claims that will affect your reputation in the long run. The advice of a solicitor might be invaluable to you in these difficult situations. You'll need to follow the same process as if you were claiming against your own insurance firm. Your case should be precise and clear because the other party might put the blame only on you. Taking pictures of both vehicles is very important to show proof of the accident as soon as it happens. I cannot stress this fact enough.
Every year, motorcycles cause 20% of all the fatalities and injuries in accidents. This fact is alarming because they just account for 1% of the traffic in the UK. Thousands suffered from injuries and 600 riders died in motorcycle accidents. Riders are more vulnerable due to the nature of the vehicle. They will suffer more injuries if a collision occurs. You have 40 times more probability of being killed than if you drive a car.
More than half of the accidents that involve motorcycles are against cars. A study of the MAG (Motorcycle Action Group) showed that car drivers are only concerned with cars coming in the opposite direction and ignore motorcycles. It is very easy to file these types of claims with the help of claims 4 free legal specialists. First off, you need to get medical treatment. The next step is the legal advice and help. They will ask you a lot of questions in the phone conversation to fill up the compensation claim form. They will also offer you a period to close the case. This advice is free in an initial phase.
One of the best things about these types of services is that they work on a no-win-no-fee basis. You will only pay if they win your case. They will arrange a meeting to discuss about your needs. They will help you get the compensation you need from bruising to minor cuts. When there is some defect in the road or has some oil spills on it, you are prone to massive injuries. If the motorbike accident was not entirely your fault, then you can get compensation.
It is possible to file a claim based on the negligence of a driver or defects of the road. Councils inspect roads twice per year. The negligence of the council is the cause of an accident if you have injuries due to defects on the road. You need to file a claim blaming them for your injuries. If you have suffered injuries due to the mistakes of a car driver, then you are entitled to file a claim right away. Please recall that if you are not to blame for the accident, then you can seek compensation.
Car and motorbike accidents are different. However, you need to treat them the same way. You need to phone the police after a motorbike accident. Even if you think that it is not worth calling the police, it is advisable to do it. The reason is that they will gather all the information to take a report that you can use to file a claim in future. Most of the motorbike accidents are not reported. This is the reason why the government thinks there is no need to make roads safer.